Latin America Payments & Collections

Scope: this programme covers Brazil, Mexico, Argentina, Colombia, Chile and Peru independently; it is not a complete Latin America rail catalogue. Bolivia, Ecuador, Uruguay, Paraguay, Venezuela, Central America and the Caribbean require separate current primary-source validation before reuse.

Latin America Payments & Collections explains the region as a set of sophisticated national payment markets sharing lifecycle logic but not rails, identifiers, settlement models or exception rights. Block 1 covers the regional overview, clearing and settlement, instant payments, cards, wallets, QR and merchant payments, and recurring collections.

Follow Pix through SPI settlement, SPEI with CoDi and Dimo, Transferencias 3.0 interoperable QR, Bre-B key-based instant payments, card authorisation and merchant funding, boletos, débito directo, PAC mandates and Pix Automático.

Each chapter is written for banking professionals, analysts, architects, developers, testers, operations, compliance and product teams, with diagrams, worked cases and authoritative central-bank references.

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