camt.035.001.06 ProprietaryFormatInvestigationV06

ISO 20022 camt Messages

Carry an agreed non-standard investigation payload when the standard formatted messages cannot express the required exchange.

Separate proprietary investigation carries a fictional bilateral reconciliation note.

This is an original educational guide to the exact supplied ISO message version. It does not establish SEPA, CBPR+, a bank-specific profile or other scheme compliance.

XSD validity verifies the XML grammar and datatype restrictions. Business rules, external-code membership, party authority, message history and operational acceptance require separate checks.

Use is limited to bilaterally agreed exchanges. A successful XSD check does not establish an agreement.

The proprietary payload addresses an exception or investigation outside the standard formatted capability.

The fictional example’s reconciliation note and namespace are teaching inventions, not an ISO extension definition.

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